Cut FICA Taxes.
Keep Your Major Medical Plan.*
*AveNew Total Health is designed to complement – not replace – your existing major medical plan. When appropriate, an ACA-compliant Minimum Essential Coverage (MEC) plan is available at no cost for qualifying employees.
AveNew Total Health helps eligible employers reduce payroll tax costs while enhancing employee benefits through a supplemental, preventative health engagement strategy – all without replacing employees’ existing major medical coverage.
Use our Payroll Tax Savings Calculator to estimate your organization’s potential savings in just a few minutes. Then schedule a complimentary consultation to review your results, answer your questions, and determine whether AveNew Total Health is the right fit for your organization.
~30 sec | no email required

Your FICA Savings Estimate
Adjust the numbers to match your workforce. Results update in real time.

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DISCLAIMER
Estimates shown are illustrative and not guaranteed. Actual savings depend on plan structure, workforce composition, state of operation, and applicable IRS regulations. This is not tax, legal, or insurance advice. Consult a qualified tax advisor and licensed benefits professional before making decisions.
HOW IT WORKS
Three Simple Steps. From Opportunity to Savings.
01
Estimate
Your Opportunity
Simply provide a secure employee census. Our team will prepare a customized analysis of your potential payroll tax savings, review workforce eligibility, and identify the opportunity for your organization.
Most employer assessments are completed in less than one week.
02
We Build Your Custom Strategy
AveNew manages the implementation from start to finish. We coordinate with your existing payroll and benefits partners, prepare employee communications, configure the program, and develop a customized rollout plan designed to minimize disruption and maximize participation.
03
Launch & Start Realizing Savings on First Pay Period
AveNew manages employee enrollment, provides concierge support, and delivers ongoing engagement to help maximize participation, payroll tax savings, workforce health, employee retention, and long-term organizational value.
Maximizing Participation & Savings
Most employers choose an opt-out enrollment strategy, in which eligible employees are automatically enrolled but retain the ability to decline coverage at any time. Because participation is typically much higher than with traditional enrollment methods, an opt-out approach generally produces the greatest payroll tax savings while preserving employee choice.
Organizations that prefer a traditional opt-in enrollment process may also choose that approach. Our team will help you determine the enrollment strategy that best aligns with your organization’s culture, objectives, and workforce.
NEXT STEP
Get your custom savings analysis
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Based on your inputs: XXX employees, your will realize approximately $XXX net annual savings.
We'll model your actual workforce and confirm the number.
RECENT RESULTS
Logistics CFOs are already saving.
Anonymized for client confidentiality. Specific outcomes available on request.
$280,000 annual net savings
A 400-person regional logistics company restructured their plan ahead of renewal. Same carrier, same network — eliminated payroll tax on a major slice of premium contributions.
400 EMPLOYEES | DRAYAGE
400 EMPLOYEES | SHORT-HAUL FREIGHT
$1,768,000 annual net savings
A 1,300 employee staffing agency moved on a 75-day renewal window. Implementation completed before open enrollment with no changes to employee-facing benefits.
1,300 EMPLOYEES | LOGISTICS STAFFING
Five business days turnaround | No obligation